Remortgage

Looking to Remortgage in Bristol?

We'll Help You Find the Best Mortgage Deal.

If your fixed-rate mortgage is ending and you’re worried about switching to a high variable rate, we’re here to save you time and money with your remortgage. Our goal is to ensure you’re not overpaying for your mortgage.

Wondering if you can save money on your mortgage payments? We’re here to provide the answer and make the entire process as simple as possible. Life is stressful enough, so let us take on this burden, allowing you to focus on more important things.

We’ve assisted many clients in Bristol and across the UK with remortgaging for various reasons. Keep in mind that remortgaging too early may result in an early repayment charge from your current lender. Contact us to save time, save money, and make the remortgaging process as seamless as possible.

Why Consider Remortgaging?

Adjusting to New Personal Circumstances

Homeowners might choose to remortgage to lower their monthly payments. A new mortgage deal can reduce the size of your loan and potentially offer a better interest rate.

Seeking Improved Incentives

Your original mortgage likely had attractive features. If your incentive period is ending or the market conditions have changed, remortgaging can help you secure better incentives. We will keep this in mind as we explore the market for you.

Financing Home Improvements

Upgrading your current home can be more cost-effective than moving. These enhancements can be funded through remortgaging or a further advance. After discussing your renovation plans in detail, we will find a lender that suits your financial situation.

Accessing a Lump Sum

Homeowners often remortgage to obtain a lump sum for major life events, such as weddings or education expenses. If your property’s value has increased, you may be able to release some equity.

Consolidating High-Interest Debt

Remortgaging can help you access your home's equity to consolidate higher-interest debts, like credit cards or personal loans. This can reduce your monthly payments but often extends the repayment period and may increase the total cost of the debt. We advise careful consideration before securing other debts against your home. If you decide to remortgage for debt consolidation, we will provide you with affordable options.

When Is the Right Time to Remortgage?

Deciding whether to remortgage depends on your existing mortgage. If your mortgage has a fixed period, you might face an early repayment charge for remortgaging early. At Aim Mortgages, our team is here to guide you through the remortgaging process, review your current mortgage, and find the best remortgage deal for you.

How Long Does Remortgaging Take?

The duration of the remortgaging process depends on your personal circumstances. Typically, it takes between several weeks and a few months to complete. This timeframe varies based on how quickly the mortgage lenders issue a new mortgage and whether any complex issues arise during the process.

Why Do I Need a Mortgage Advisor for Remortgaging?

An independent mortgage advisor can offer extensive knowledge of remortgaging and help you find the best deal from various lenders. We search the market and conduct all necessary research. We'll discuss the loan-to-value ratio of your new mortgage, assess how much remains on your current mortgage term, and evaluate your home's current value.

Discover Excellent Mortgage Deals When Remortgaging with Aim Mortgages

Looking to remortgage your home and find a new mortgage? At Aim Mortgages, we handle all the remortgaging work for you. We strive to secure a better mortgage deal tailored to your financial situation, with affordable monthly repayments.

We prioritize clear communication and ensure you're fully informed throughout the remortgaging process. With extensive experience in property finance, we offer expert advice as a leading mortgage broker in Bristol and across the UK.